IKO
by PKO Bank Polski SA
🗂️ Finance
Version Varies with device
📅 Updated April 3, 2022
Activate the IKO app and manage your personal finances on your phone
Features IKO
Download the latest version of the free IKO application (electronic banking service) and use your bank account at PKO Bank Polski or Inteligo.
The IKO app on your phone means fast and secure finances any day.
Activate the IKO app and take avail of the available functionalities:BANK ACCOUNTS:- account balance, history and details of all bank accounts,- transfer to any domestic account number via Elixir or as an instant transfer,- transfer based on data scanned from an invoice or from a QR code in an invoice,- bank transfer by phone,- bank transfer to Tax Office,- foreign transfer,- standing orders and a series of transfers,- cash withdrawals from ATMs using the BLIK code, - cash deposits (at selected ATMs) to your own or another IKO user’s bank account using the BLIK code,- pre-paid phone top-ups,- send a transfer request to another user,- “piggy banks” to set money aside for any purpose,- generate transfer confirmations,- preview of unexecuted transactions (pending and canceled/rejected),- applying for: a bank account (personal, savings and foreign currency*), an account overdraft*.CARDS:- history, details and images of your debit and credit cards,- card management: activation, PIN assignment, change limits, temporary card freeze, restricting the card (with the option of getting a new one*), a change of card image,- multi-currency card service*,- transfer from a credit card,- repay utilized credit card limit,- credit card as a payments source for BLIK online & in-store payments.LOANS:- schedule and details of borrowings,- apply for a loan*.
TERM DEPOSITS:- details of term deposits,- open and terminate term deposits.INSURANCE:- purchase travel and vehicle insurance*.PAYMENTS:- contactless payments by phone with NFC**,- in store payments using the BLIK code/check,- online payments with the BLIK code/check, also without copying the code in trusted online stores and browsers (Shopping without the BLIK code),- create and share BLIK checks.ADDITIONAL FUNCTIONALITIES:- mobile authorization,- public transport tickets,- parking fee,- "Join our cause": standing orders for charitable purposes,- push notifications,- localisation (also in the background)- currency exchange*,- 4 languages: Polish, English, Russian, Ukrainian,- IKO personalization: change the main screen view and product names (accounts, deposits, loans),- save and restore personalized application settings after re-installing IKO,- option to simultaneously activate IKO and iPKO using the first login password,- fingerprint login (Android 6.0 and a fingerprint reader required),- shortcut button to favorite functions on the home screen, - receive Western Union transfers,- create and share QR codes with transfer details, - currency exchange rates,- map of PKO Bank Polski branches, ATMs and stores supporting BLIK payments.For more on IKO go to iko.pkobp.pl/iko_enFor more on IKO activation go to iko.pkobp.pl/iko_en/activation * Not available for Inteligo customers.** Contactless payments are available for phones with NFC and minimum Android 4.4 to individual customers with a PKO Bank Polski, including Inteligo, debit or credit card.
Contactless payments are not available on the so-called “rooted" devices, i.e.
those on which manufacturers security has been removed.Travel further!We added the option of paying for new highway sections.
Now, as part of the e-TOLL system, you can pay for the transit on the A2 Konin – Łódź and the A4 Wrocław – Gliwice route.
Social Features
Connect and share with friends and the community.
Camera Features
Advanced camera features with editing capabilities.
Weather Features
Get accurate weather forecasts and real-time updates.
See the IKO in Action
What Our Users Say
Don't just take our word for it. Here's what our users have to say about our Android app.
"Have many languages and very comfortable"
Илья Картавченко
"Awesome"
Jemmoh Acro
"kizzers kokosowy hermetyczna paczka"
Lisuu
"Overall good"
Riyaz Arafath
"Nice app!"
Candid Boy
"Cannot accept transfer from PayPal."
Nomad Carbon
"Great app"
Kasia Malad
"Fast, effective and accessible"
Webb Katrina
"Beznadziejna"
Agnieszka Nowak
"Good"
Tara Reddy
Get the App Today
Available for Android 8.0 and above